Northeast Financial Group, LLC services all of Connecticut and Rhode Island with additional life, health and security licenses in the states of Florida, Massachusetts, Tennessee and New York. Read more about the types of individual and group health insurance options Northeast Financial Group, LLC offers.

Types of Individual Health Insurance

Traditional Insurance
A contract sold to individuals to provide for medical expenses. This type of insurance provides insurance coverage for hospitalization, doctor’s visits and prescription drugs.

Short Term Insurance

Health plans designed to bridge the gap for individuals and families in times of transition. Some of the groups who would use this type of plan are college graduates, individuals between jobs, and individuals that are waiting for coverage from a new employer.

Medical Savings Accounts
This type of account combines high deductable health insurance plans with a tax advantage health savings account.

Medicare Supplemental Insurance
An insurance policy designed to act as a supplement to Medicare insurance. The supplementation is in the form of additional benefits in excess of benefits provided by Medicare. The additional benefits are in the form of payment for medical expenses incurred but excluded by Medicare’s deductibles, by limitations on approved medical charges, by limitations on length and type of care in nursing facilities, and by limitations imposed by various cost sharing requirements.

Long Term Care Insurance
Long-term care insurance is available specifically to cover the costs of long-term care services, most of which are not covered by traditional health insurance or Medicare. There are many long-term care insurance choices within various price ranges. Depending on your current health, future life plans, life style, etc., we will help to present options that are appropriate and do not exceed your insurance needs.

Trip/Accident Coverage
Booking a well-deserved vacation is exciting for you and your family, whether it be a cruise or a stay at an all-inclusive resort. While trips can be rewarding, vacation plans can become disappointing if a family emergency gets in the way. Protect your vacation by speaking with a Northeast Financial Group, LLC specialist.

Types of Group Insurance

Group Life Insurance
Group life insurance is a type of life insurance in which a single contract covers an entire group of people. As the policy owner, the employer or other entity keeps the actual insurance policy, known as the master contract. All individuals covered typically receive a certificate of insurance that serves as proof of insurance but is not actually the insurance policy. As with other types of life insurance policies, group life insurance allows you to choose your beneficiary.

Group Health Insurance
Group health insurance is a mixed blessing for small businesses. It provides a guarantee of coverage for all of the full-time employees of a business but often at a price that is difficult for smaller firms to justify. Northeast Financial Group, LLC can help. We assist small business to find the most competitive solutions with maximum benefits that fit your company’s budget.

Group Dental Insurance
Dental insurance is very inexpensive and the coverage can be invaluable if a dental emergency arises. Most plans do not have deductibles like health insurance. The Northeast Financial Group, LLC professionals will help you choose the right coverage, get maximum savings, invaluable advice, and more.